A formalisation path
Enter inside a paid broker, administrator or umbrella cohort — a finite migration onto a compliant spine, not unlicensed steady-state admin.
Funeral groups & societies
Formalise the network without losing the family.
For parlour groups and burial societies being pulled into the licensed perimeter — who need compliant registers, receipting and a complaints log that hold up, without a cold enterprise system.
Registers that hold up
Members, contributions, lapse rules and a complaints log, versioned and source-backed for a JC7/2024 review.
The family’s own view
Plain-language cover status with its basis attached — never a green tick the underwriter has not confirmed.
What stays yours
The boundary is explicit.
Pactessa is administration software, not the insurer, benefit promisor or funeral-service principal. Contribution and payout control keep expected and recorded money distinct and never represent standing as insured cover or a local approval as settled money. Your constitution, your committee and your licensed partner stay in charge.
Next step
Start with three books.
A paid diagnostic measures your close today; a three-book pilot proves the improvement on real data before any wider rollout.