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Intelligence · Monthly book health

What this pack may say, and whether it goes out

for Broker principal

Freshness Stale

This pack is stale because CLAIMS_RATIO is. A pack is as fresh as its stalest metric — nine current figures and one old one is an old pack, because the pack is what arrives and nobody applies the caveat to one line.

Stalest metric: CLAIMS_RATIO

Completeness (4 of 5 with a figure)

1 of 5 metric(s) could not be published and are shown without a figure: ARREARS_BOOK. They are kept in the pack rather than dropped, because a pack missing a line is a different claim about the business made silently. Its weakest shown metric covers 82% of the population, so the pack is not about everybody.

Metrics

MetricFigureFreshnessCoverageOwnerRecords
Persistency (12-month)PERSISTENCY_12M94.2%Fresh100%Data · PersistencyView population
Lapses this monthLAPSES_THIS_MONTH0Fresh100%Data · RetentionsView population
Claims ratioCLAIMS_RATIO61%Stale100%Data · ClaimsView population
Arrears book valueARREARS_BOOKWithheld — could not be publishedFresh100%Data · CollectionsNot available to you
New business (count)NEW_BUSINESS128Fresh82% · not everybodyData · New businessNot available to you

A withheld figure is not a zero and not a blank: it means the metric could not be published, which is a different fact from a measured zero.